[pamperedpeterson]

First, Janet said I could post this.
DH and I have been looking into the "Dave Ramsey Total Money Makeover", but are hesitant to pay the yearly fee. We are looking for any input you have about the program. Have you used it/are you using it? Does it work? What parts did you like? I'm not asking you to spill the beans, I just want to know if you think it's worth the money. We love his program (though I kinda cringe whenever he says "don't buy anything you don't need"...because I like things. ), and I noticed similarities between his and Suze Orman's plan . So let me know what you think.