I am not a scrapbooker, but I am a mom and therefore need to find a way to organize photos of the family!

I have tons of photographs, negatives and now digital images on my computer. Does anyone have any tips for managing them in the easiest, least time-consuming way possible? Should I throw a lot of pictures away? Is there a simple scrapbooking system that looks good (and is archival), but that requires minimal work? I love the way fancy scrapbooks look, but I do not have the time to create them....