[slygirrl]

Okay well with the impending dovroce I need to get a new car. I just bought one in September because I needed a biger vehicle, not seeing what would happen as it did now I need to trade it in and get a cheaper car (there is NO way I can make these payments on my own). How does it work if say my loan is 19,000 and I find a car that is like 14,000 or something. Does the bank act as though the 5,000 never existed? Like I don't get it, I've never downsized, I've only upgraded so how does this work?