[mommiegeek]

Our house is up for auction/sheriff's sale mid-June. My husband and I have mentioned in passing to our 5 year old daughter that we would be moving this summer, but now the time has come to find a rental and get moving. I've read all the literature about being enthusiastic, supportive, and putting a positive spin on things, but I'm not seeing any way to put a positive spin on our situation (Briefly: we took a hit in the subprime market and we tried for six months but the bank would not work with us).

Any suggestions of what I can say to my daughter when she asks why we have to move without lying to her?

[twinzplus3]

Just be honest. My 5 yo would be satisfied simply with, 'we're moving', look at your new curtains. If she asks more questions than that, you explain your situation as simply as you could--maybe talk about what you'll do differently, how life is full of learning experiences etc. But truth be told, she probably doesn't care. Moving can be exciting and for her, you can probably just focus on why it's exciting. She will react more to how you're feeling than the actual circumstances of the move.

[mcmama]

Because the house is too big for us. It costs too much money.

She doesn't need to understand foreclosure.

[Ashamed00]

Hi, I'm a new member here and my family and I are facing the same situation right now. This is the reason why Im here because right now it's just an embarrasing moment for us. The sign bank owned was placed in our house yesterday and the whole family, relatives and friends seen it. I know alot of them are talking right now and I just don't know what to say to them.

[DK615617]

Why be ashamed, a lot of people are going through this right now. A lot of people are in over there heads, some will pull through, some won't. Who are they to judge? Have they never had any money problems? I think everyone has trouble at one point or another! Hang in there, don't worry about it. Focus on where you are going from here.

[KR258]

I just wanted to wish you luck in the future! You shouldn't be ashamed...Things are very hard for most of us right now. Just be honest and hold you head high and do the best you can for your family.

[QueenAngie]

Welcome to the board!

So sorry for your loss, but as stated from the other new friends, many people acrossed the US are going through this.

I was just off work for two months and got a new job that started last week. I'm thankful that our home is not a concern at this time. Knock on wood.

Nobody really knows until the loss of job, loss of income, severe change in health, change in marital status, or whatever reason, causes a family to have to move. It is very upsetting and causes
much concern.

Think positively. Have a garage sale, so you do not have to move unneeded items/household things. Have you started looking for another place to live? Downpayment? Friends and family to help you move?

Prayers for you and your family!

(((Hugs)))

[Tracey with 6]

as the previous posters have said stop being ashamed, you are one of many, the economy is really tough at the moment, I'm sure plenty of people understand, put this behind you and start again! good luck

[MissyChrissy]

(((HUGS))) I wouldn't really 'explain' anything. Just that you're moving because that's the best thing for your family right now.

I also agree with the others that you don't need to be ashamed. Crap happens in life, and it's not fair. Luckily, good things happen as well and you all have a lot to look forward to. This is just one distasteful experience. You're going to have many happier ones to enjoy.

And this doesn't mean you can't ever buy a house again. I know someone who went through bankruptcy and foreclosure (in that order-so the foreclosure wasn't 'hidden' in the chapter 7) and she still got financed for a house recently. Distance, credit history, and $ down will help you in the future when you're ready to take that step again. There's always hope.

[jmmv08]

You shouldn't be ashamed. A lot of people are going through this right now.
Just hang in there.