issues with homeowner
Dh and I made an agreement with a family "friend" that we would pay the mortgage on their house because it isn't easy to get a mortgage for her house due to some inspection issues--there are two houses on one septic and it causes issues with banks not wanting to give the money.
We have been paying on time for the past 7 months. Our agreement says the following:
the owner hereby accepts payments for the dwelling located at (address) for the period commencing on the 12 day of NOvember 2007 and monthly thereafter until the last day of until pay off ? 2008 until all payments are made or full purchase and early pay-off penalty is paid in advance, at which point leasee acquires said property.
However, now she is all high and mighty saying we are only renting and we have to do this and we have to do that and we can't change the house unless it is fixing things we've "torn up" when we haven't torn up ANYTHING. A few of the neighbors dislike my family in general and are telling her that there are holes in the walls and all the carpet is ruined when they haven't even been in the house since we have been making payments. Also she never gave us a copy of the signed lease and now that she has given us a copy she's added things, like a 1 year after the ? that follows until pay off in the payment section of the lease. I don't know what to do. DH and I made life changing decisions (baby) based on the fact that we had a secure place to live and now she has given us a copy of the lease with all sorts of new things in it, but since we never had an original copy we cannot prove that and I"m not sure if anything would stand in court anyway.
She also said we could do whatever we wanted with the property. When we moved in we had 2 dogs and 2 cats, and she said she was fine with that. We added a goat to the mix, making sure to call her before we did and she was fine with that too. Every animal we have we checked to make sure with her first even though we didn't have to, and she said it was fine. She complains that there are weeds growing and that we are "tearing up the property." her "weeds" are sunflowers and zennias that we planted this spring.
Needless to say, I am p**sed that she is doing this to us. She did something similar to my sister in the past. She knows that I am due in September and that I really don't need to deal with this stress. I am wondering if she has been paying the mortgage with the money we've been giving her, because in a letter she sent us she said that she couldn't get "another mortgage" on the property.
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