Hello & welcome to families!
I also found this site by accident while going through a really hard time TTC. The women on here are soooo supportive. I know this sounds odd but really I dont think I would have been able to go on without them. Each and everyone of them are like family to me. This is a wonderful place to get help or just vent when you need to.
I have been TTC for 5 years. The last 27 months of which I was going through infertility treatments. I have PCOS and hypothyroidism. My tubes were clear and everything else with me was fine. Dh had a perfect sperm count and was as healthy as can be. BUT for some reason we could not get pregnant. I've used clomid, Gonal-f, follistim and have done a few IUI's as well but no baby. Finally on my last cycle of the year the Dr. decided to increase my dose of gonal-f. Well I eneded up with 26 eggs and I couldn't do an IUI. So we did an IVF cycle. I ended up with a bad side effect called OHSS (caused by to many eggs). I became pregnant that first cycle with twins. I lost baby B @ around 6 weeks but I delivered my daughter a month early at 35 weeks. She's my miracle. I know how you feel about people not understanding. I am sure if you pop on the TTC board and ask the ladies how many of you feel that if you hear just one more person say "its just not your time or it happens in Gods time" you will scream at them?" I bet all of them would say ME!!

I think people dont know what to say when someone is trying and trying and nothing is happening. That want to make you feel better but dont know how. So sometimes they say things that bug us but to them its their way of saying I am sorry this is taking so long.
I really hope your next IVF cycle goes better and you get pregnant. If you need support we are all here for eachother. If you have anymore ?'s please feel free to ask me or Pm me. Also you may want to stop on the TTC board and talk to the ladies. They are all going through the same thing and will be a wonderful support network for you while TTC.
As for insurance companies.....they ALL suck!!

Some states MUST cover infertility treatments but the companies know the loop holes to get out of it. I live in ILL and this is a MUST cover state but my Dh's company buys insurance outside of our state in a state without an infertility coverage law. So we get screwed. I paid about $10-15,000 for my IVF cycle plus the $1,200 a year to freeze my extra embryos.