[MissyChrissy]

I am back in school-I can tell it's going to be a hectic semester. I'm already counting down the weeks. I have 13 of 15 left. Then that's it-I get my degree!!!

I've been very worried about my brother-as some of you may know, he's facing serious charges because a friend of his fell out the back of his truck & subsequently died. He's been charged with criminal negligent homicide. That is still pending...he was offered a plea deal which involves 6 months county jail, 5 years probation. I almost wish he'd take it just because he's facing 7 years prison time if he's found guilty by a jury.

So-while I was preoccupied with that (and I seriously became depressed for a while) I blew all my savings & now I don't have enough money to finish my semester at college. I'm doing it anyway...I haven't paid my mortgage & I'm hoping with a sick pit in my stomach that my student loan check will come in before they start to foreclose on me. This was a very difficult decision for me...I could have quit school & returned to work full time, but we'd always live paycheck to paycheck and if I completed this FINAL semester, my income would double from what it was as an administrative assistant. So-to me-the answer was easy. If I lose my home...I'll at least have the income to rebuild my credit & never have to worry about this again. Not to mention the skills that are priceless (computer support specialist-I won't be unemployed).

I've been working as much extra as I can. I already have a part time job, but I've picked up some side work for friends. It's minimal money-but it got my girls their school clothes at least.

As far as the family-we're all doing really well. My kids are fabulous & have totally kept me sane through everything. My dh is remarkable-when I admitted what I had done, he didn't even yell at me. I even asked at one point, "Do you realize the trouble we're in?" because he was so NOT angry at me I thought he didn't get it. He has faith we'll be ok no matter what-and what is done is done, I didn't do it on purpose, and yelling at me won't solve anything. God I love him.

I've continued running. I eat like a hog-so I'll never be skinny minnie, but I do have a good shape for a mom of four. Most people cannot believe I have four kids I'm wearing a size 9 or 10, depending on the brand. I'm hoping to continue toning through the winter & maybe even be a 7 by spring. We'll see.

That's my update. Kinda long...but I wanted to post about myself. For whatever reason I get involved with things that are going on with others, and forget to tell my own story(ies).

[mcmama]

It takes a while to lose a home. Foreclosure processes last at least several months. If they start the proceedings on you, contact them about forbearance and a payment plan. They need to be paid, but no bank wants to really own your house since they have to then work to sell it, and sometimes lose money in the process.

My son is expecting his student loan to be disbursed this week, after which the college will cut him a check for use with off campus housing. So you should see the disbursement soon if the loan has been granted.

What has happened to your brother is a real tragedy. But you cannot control it, you can only offer him help, love, support. You can't let it take so much out of you that you become seriously depressed - they you are no good to anyone, least of all you!

[mommy2067]

Sending ((((((((((((((((hugs))))))))))))))))..Wow...stress ful times!!!You keep on keepin on and you will get there...Remember this too shall pass... Will keep you in my thoughts and prayers.

[poliscmjr]

Thank you so much for sharing. We are all here for you. And we are all fabulous listeners!

[QueenAngie]

Let me tell you this, girl:
I'm impressed that you are going to school and have a family to care for at the same time. Honestly, don't think that I could do that.

Yes, the student loans are coming in very soon. Keep your fingers crossed that everything will workout with the payments.

Another idea is that my son's college offers 'short term' loans to tide things over. Never done this, but I do know it is available on campus.

On the housepayment, could you just send in $10 or so? Would that help? I am by no means an expert on this. But, I think you should call the bank where your house loan is to let them know.

At this point with your brother, the only thing we can do is to pray for the best outcome for him. No amount of worrying will change his outcome and he is the one that will have to decide which route to best take.

Prayers for you and (((Hugs))) too!

[MissyChrissy]

thanks for the support ladies. My student loan check won't be in until 10/13-ish. That was when I got it last year.

Time will tell..and whatever is meant to be, will be.